Business Line Of Credit (LOC)
As your finance broker, we help you find the best business line of credit deals from multiple lenders. A flexible credit facility secured against your business assets. Access funds as needed with lower interest rates and flexible repayment options. We compare options to get you the best deal.
Why Choose a Business Line Of Credit?
Flexible Access
Draw down funds as needed, up to your approved credit limit.
Pay for What You Use
Interest is charged only on the funds you draw, helping you control borrowing costs and cash flow.
Revolving Credit
As you repay, your available credit is replenished, giving you ongoing access to funds.
Use Funds Your Way
Apply funds to working capital, inventory, marketing, or unexpected business expenses.
Cash Flow Management
Perfect for managing seasonal fluctuations, unexpected expenses, or growth opportunities.
Competitive Terms
Flexible repayment terms tailored to your business cash flow and financial situation.
How Business Line Of Credit Works?
Apply & We Compare
Apply with your business details and assets. As your broker, we compare line of credit options from multiple lenders and assess which best suits your needs.
Get Approved
We negotiate on your behalf and secure approval with your credit limit and terms. The line of credit is secured against your approved assets.
Access Funds
Draw down funds as needed through online banking or direct transfer. Only pay interest on what you use.
Repay & Reuse
Make repayments according to your schedule. As you repay, your available credit is replenished for future use.
Eligibility Criteria
Business Assets
You must have business assets (property, equipment, vehicles) that can be used as security.
12+ Months Trading
Your business should have been trading for at least 12 months with a proven track record.
Asset Valuation
Assets must be valued and meet our security requirements for the line of credit.
Stable Revenue
Demonstrate stable revenue and ability to service the line of credit.
Australian Business
Business must be registered and operating in Australia with a valid ABN.
Good Credit History
Reasonable credit history for both the business and directors is required.